Financing:
Eligible for AFD loans under the First Home and My House programs.
First Home:
Who can apply?
Individuals qualified for credit by an intermediary financial institution who do not own a built property. Eligible applicants include salaried employees, independent professionals, merchants or microentrepreneurs, self-employed people, among others.
Conditions:
- Total household income must not exceed 7 minimum wages (SMLV).
- The installment cannot exceed 40% of total household income.
- For microentrepreneurs, the monthly net disposable income will be considered, based on the microenterprise analysis conducted by the intermediary financial institution, and must be equivalent to no more than 7 minimum wages. The main debtor is considered the credit applicant, including their spouse or cohabiting partner, if applicable, and they must not own a home.
Maximum term:
- Up to 84 months with a personal guarantee.
- Up to 20 years with a mortgage guarantee.
- Up to 30 years with a fiduciary guarantee.
Maximum financing amount:
- For households earning up to 4 minimum wages: 150 minimum wages (approx. ₲ 419 million).
- For households earning more than 4 and up to 7 minimum wages: 260 minimum wages (approx. ₲ 727 million).
Contact:
Contact me for more information and viewings.
